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AAE Announces Partnership With SoFi to Offer Student Loan Refinancing Benefit

Chicago – In an effort to help remedy the ongoing student debt issue, the American Association of Endodontists announced it is partnering with SoFi, the online personal finance company, through their SoFi at Work program.

Through the program, SoFi will offer AAE members student loan refinancing options, which include low-variable and fixed rates with terms ranging from five to twenty years, with an additional rate discount of 0.25% through Dental residents can refinance as well and pay $100 per month through the end of residency (view our payment example below). Parent PLUS loans can also be refinanced.

“The high cost of a dental or medical education is a crippling problem and threatens the future of our specialty,” said AAE President Dr. Keith V. Krell. “Helping with debt relief is a major ongoing initiative of the AAE, and we believe this partnership with SoFi is a big step towards that end, along with continuing to support legislation that funnels more money into dental schools so that unreasonable tuition costs can be offset.”

“People often face a hard choice between saving for retirement or paying down student debt when the answer is they should and can do both,” said Jennifer Nuckles, Head of Partnerships at SoFi. “Forward-thinking associations like AAE are thinking about the most meaningful ways to address these stresses and their employees’ overall financial wellness.”

Benefits include:

  • Discount: AAE members, friends and family receive a 0.25% rate discount upon refinancing through
  • Savings: SoFi borrowers can save thousands when they refinance to a lower rate or shorter repayment term over the life of their loan.
  • Great rates: Low fixed and variable rates available.
  • Simplicity: SoFi can refinance both federal and private student loans with an easy, online application that can be completed quickly.
  • Perks: AAE members who refinance with SoFi also become SoFi members, which unlocks benefits including career services, unemployment protection1 and member events.
  • No hidden fees: No application fees, no origination fees and no prepayment penalties.

The partnership serves as a valuable addition to an already robust set of partners comprising the AAE’s newly rehabbed affinity program umbrella, known as AAE Advantage, which also includes PBHS (website design), TSYS (credit card processing) and Treloar & Heisel (financial services). Learn more at


About the American Association of Endodontists
The AAE is headquartered in Chicago and represents more than 8,000 members worldwide. Endodontics is one of nine dental specialties formally recognized by the American Dental Association. The AAE, founded in 1943, is dedicated to excellence in the art and science of endodontics and to the highest standard of patient care. The Association inspires its members to pursue professional advancement and personal fulfillment through education, research, advocacy, leadership, communication and service. For more information about the AAE, visit the Association’s website at For more patient focused information, visit

About SoFi
SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than 800,000 members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career services and connection to a thriving community of like-minded, ambitious people. SoFi is also the naming rights partner of SoFi Stadium, future home of the Los Angeles Chargers and the Los Angeles Rams, opening in July 2020. For more information, visit or download our iOS and Android apps.

SoFi Lending Corp. CFL# 6054612, NMLS #1121636. Advisory services are offered through SoFi Wealth, LLC a registered Investment adviser. Neither SoFi nor its affiliates is a bank. SoFi MoneyR is offered through SoFi Securities LLC, member FINRA/SIPC.

1If you become involuntarily unemployed, deferred payments may be applied for a maximum of 12 months, in aggregate, over the life of the loan. Additional terms and conditions apply; see for details.

Payment Example: This repayment example is based on typical loan terms for a freshman borrower who pays $100 per month during residency with a 10-year repayment term, a $100,000 loan that is disbursed in a single disbursement, a 0.25% autopay discount, and a fixed rate between 4.57% – 5.11%APR Annual Percentage Rate (“APR”) (with autopay). It also assumes the borrower remains in residency for 4 years and has a 6-month grace period (together, the deferment period) before the loan term begins. It works out to 54 monthly payments of $100 during the deferment period, followed by 120 monthly payments ranging from $1,039.76 – $1,066.04 while in the repayment period, for a total amount of payments ranging from $124,771.40 – $127,924.80. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Rates current as of 10/31/19, actual rates may vary based loan amount, creditworthiness, and other terms and conditions. Enrolling in autopay is not required to receive a loan from SoFi.